Product Manager

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

Product Managers at OnePay own and drive product work that directly impacts our customers’ financial lives. Our PMs work on products across banking, buy now pay later (BNPL), payments, remittances, investing, and crypto, building and improving the core experiences our customers rely on every day. If making a huge impact and owning a product area while contributing to a broader, highly integrated ecosystem sounds exciting, this is the role for you! You will:

• Own end-to-end product development from ideation through launch and iteration

• Build and improve products across areas like high-yield savings, investing/crypto, peer-to-peer payments, and buy now, pay later (BNPL)

• Partner closely with engineering, design, and data to ship high-quality, customer-facing features quickly

• Use data and experimentation to make decisions and improve outcomes

• Identify and drive opportunities to improve user experience, engagement, and financial outcomes

• 2 to 7 years of product management experience, ideally in consumer tech, fintech, or fast-growing environments

• Knowledge and ability to use AI tools to accelerate development and deliver measurable output

• Experience working on products such as banking, payments, lending, BNPL, or other consumer financial tools

• A strong sense of urgency. You move quickly, make decisions with imperfect information, and focus on shipping to a timeline

• A high level of ownership. You take responsibility for outcomes and drive work end to end

• Ability to make solid product decisions without overthinking or over-relying on frameworks

• Comfort with ambiguity, to make progress even when things are not fully defined

• Low ego and strong collaboration skills

• Drive and proactivity - everyone here is a builder and executorDrive and proactivity - everyone here is a builder and executor

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Our process varies by role. Most candidates go through:

• AI-assisted initial screen

• Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.