Credit Analyst
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 15h ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 42d ago
The date the source published, not the day we noticed it (2026-08-04). Last seen at its source 1h ago.
Is it remote?
Marked remote on the employer's board
Their board carries a remote setting on this posting — a field they filled in, not wording we read. The location field names somewhere specific, which is usually where the team or the entity sits.
Who may apply?
Philippines
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay A$1,675–2,250/mo
Middle 50% of 19 listings that do state pay — Operations · all levels · Philippines · AUD/month. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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workable employer's own board first seen 10d ago · last seen 1h ago
The listing
Position: CREDIT ANALYST
Salary range: Php 100,000/month (The final amount will be at the the client discretion basing on the candidate’s skills and experience.)
Working Hours: Following AU business hours
Work set-up: 100% Remote work under Independent Contractor Agreement
Holidays: TBD
Recruitment process: possible multiple client interviews and an assessment
About the Company
A financial services and mortgage broking organisation specialising in delivering tailored lending solutions to individuals and investors. The business works with a broad panel of lenders to provide competitive loan options while maintaining strong compliance, accuracy, and customer-focused service.
Role Overview
The Credit Analyst is responsible for assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory requirements. The role works closely with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes.
Key Responsibilities
- Analyse client financial information including income, expenses, liabilities, and assets
- Assess borrowing capacity and determine suitable loan products across multiple lenders
- Prepare, structure, and review loan applications prior to submission
- Identify credit risks and provide clear recommendations to support lending decisions
- Liaise with lenders, brokers, and clients to obtain and verify required documentation
- Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
- Maintain accurate records and track application progress within CRM and loan systems
- Manage multiple loan applications simultaneously while meeting deadlines
- Support brokers with lender policy interpretation and scenario analysis
Tools & Software
- Loan processing platforms (e.g., Infinity, ApplyOnline, Mercury, Flex, AOL)
- CRM systems (e.g., Salesforce, HubSpot, Quickli, broker-specific CRMs)
- Microsoft Excel (advanced) and Google Sheets
- Document management systems (SharePoint, Google Drive, Dropbox)
- Credit reporting agencies (Equifax, Illion, Experian)
- Communication tools (Microsoft Teams, Zoom, Outlook)
- Workflow/project tools (Monday.com, Asana, Trello)
Requirements
Skills & Experience
- Experience in mortgage broking, banking, financial services, or credit analysis
- Strong understanding of residential lending policies and credit assessment processes
- Excellent analytical and problem-solving abilities
- High attention to detail and accuracy in documentation and compliance
- Strong communication and stakeholder management skills
- Ability to manage multiple priorities in a fast-paced environment
- Familiarity with aggregator platforms and lender systems is an advantage