D2B
via Workable
Credit Analyst (Australian Mortgage) - 197
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 7h ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 139d ago
The date the source published, not the day we noticed it (2026-04-29). Last seen at its source 1h ago.
Is it remote?
Marked remote on the employer's board
Their board carries a remote setting on this posting — a field they filled in, not wording we read. The location field names somewhere specific, which is usually where the team or the entity sits.
Who may apply?
Philippines
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay A$1,675–2,250/mo
Middle 50% of 19 listings that do state pay — Operations · all levels · Philippines · AUD/month. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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workable employer's own board first seen 10d ago · last seen 1h ago
The listing
Position: Credit Analyst
Salary: PHP 95,000 - 115,000/month
Working Hours & Conditions: Aligned with Australian hours; full-time (remote)
Holidays: AU Holidays
ABOUT THE COMPANY:
The client is a premier, client-focused mortgage brokerage headquartered in the Sutherland Shire, New South Wales, serving families and individuals across Australia. Operating as a trusted partner in the residential finance sector, the firm specializes in navigating the complexities of the mortgage market to deliver tailored lending solutions. With a core expertise in mortgage comparison, loan pre-approval, and strategic refinancing, the company leverages a robust network of over 30 lenders to ensure clients secure competitive rates and structures that align with their long-term financial goals.
OVERVIEW:
We’re looking for a strategic Credit Analyst in the Australian Mortgage space who can turn client data into clear, accurate, and decision-ready recommendations.
RESPONSIBILITIES:
- File Assessment: Review fact find and supporting documents
- Servicing: Run lender servicing scenarios across relevant lenders
- Living Expenses: Analyse actual expenses versus HEM benchmarks
- Policy Fit: Assess lender suitability based on current policy
- Structuring: Recommend optimal loan and lender combination
- Credit Summary: Produce standardised, decision-ready output for broker
- File Handover: Hand over to processor and check AOL/CRM entries before submission
- Pricing Requests: Run pricing requests as required
Requirements
QUALIFICATIONS:
- Proficient in Broker Engine — required for file review, handover and pre-submission checks
- Minimum 3 years experience in the same role for a mortgage broker — bank-side experience alone is insufficient due to limited lender breadth
- Broad lender exposure — must know policy and servicing for major, second and third-tier lenders
- Proficient in Quickli for servicing scenarios
- Ability to interpret PAYG and self-employed financials; trust and SMSF experience highly regarded
- Strong working knowledge of living expenses analysis for serviceability purposes
- Extensive AOL experience — required to act as a checkpoint on processor submissions, even though the analyst will not lodge applications directly
- Solutions-oriented — able to identify issues and recommend the appropriate lender or structure
- Attention to detail — picks up inconsistencies such as income mismatches, payslips not reconciling with YTD figures, understated living expenses, or liabilities missing from fact find versus credit report
- Able to produce clear, concise recommendations to the broker and a clean handover pack for submission
- Solid English and communication skills — will periodically liaise with bank BDMs to clarify scenarios or policy
- Complex lending experience (trust, SMSF) advantageous to support new client acquisition