Business Specialist - Credit Card
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 2d ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 6d ago
The date the source published, not the day we noticed it (2026-10-05). Last seen at its source just now.
We have tracked this listing since 5 Oct 2026 (5 days). The employer's own board has carried it every time we have read it, most recently just now.
Is it remote?
Marked remote on the employer's board
Their board carries a remote setting on this posting — a field they filled in, not wording we read. The location field names somewhere specific, which is usually where the team or the entity sits.
Who may apply?
Brazil
The description states no restriction of its own. This is the source's own tag.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
-
Workable employer's own board first seen 5d ago · last seen just now
The listing
Atuar como especialista de referência em Business Analytics no Produto Cartão de Crédito, liderando a identificação e a execução de alavancas de growth e lucro na operação e apoiando a liderança na definição da estratégia.
RESPONSABILIDADES
- Conduzir iniciativas de alto impacto para crescer a base, o engajamento e a rentabilidade do cartão, da hipótese ao resultado medido
- Diagnosticar retenção, uso e margem (P&L, DC, cohorts) e traduzir os achados em ações priorizadas por impacto financeiro
- Fazer a ponte entre Produto, Política de Crédito, Cobrança e CRM/Martech, com visão de impacto cruzado entre as áreas
- Ser dono dos modelos de budget e forecast, garantindo que sustentem as decisões da área
- Apoiar a liderança na definição de roadmap, prioridades e estratégia do produto
- Usar IA no dia a dia para acelerar análises, automatizar rotinas e elevar o padrão técnico do time
Requirements
- Formação superior completa
- Uso de IA no dia a dia, como parte essencial da rotina de trabalho
- SQL sólido para explorar e construir as próprias análises
- 3+ anos em Business Analytics ou áreas afins, preferencialmente em crédito, cartões ou fintech
- Experiência comprovada em análise de P&L, unit economics e/ou forecast
- Inglês/Espanhol avançado
COMPETÊNCIAS
- Expertise técnica e rigor analítico (inferência causal, não só análise descritiva)
- Visão sistêmica e de negócio, conectando dado a resultado financeiro
- Senso de dono e autonomia para construir do zero
- Comunicação executiva, traduzindo análise em decisão para a liderança
Benefits
- Competitive and market-aligned salary.
- Remote work — wherever you are, you’re part of the team!
- Home office allowance through a monthly deposit in the RecargaPay app.
- Health and dental plans with no co-pay.
- Life insurance.
- Flexible meal allowance (via Flash).
- TotalPass membership to take care of your health.
Diversity & Inclusion at RecargaPay
At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.
About the Use of Your Data
By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).