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Risk and Fraud Officer
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 1d ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 18d ago
The date the source published, not the day we noticed it (2026-09-22). Last seen at its source 3h ago.
We have tracked this listing since 9 Oct 2026 (1 days). The employer's own board has carried it every time we have read it, most recently 3 hours ago.
Is it remote?
The listing says yes
The location field doesn't say remote, so our assessment is based on the title or the description. Read the listing before applying.
Who may apply?
France
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay $84.4k–152.6k/yr
Middle 50% of 18 listings that do state pay — Legal & Compliance · all levels · EMEA · USD/year. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
-
Greenhouse employer's own board first seen 1d ago · last seen 3h ago
The listing
About Alma
Alma is the French leader in Buy Now Pay Later (BNPL), operating in 10 European countries. Our mission is to put finance back at the service of merchants and consumers, not the other way around.
Today:
- 23,000+ active merchants
- 9 million consumers served
- 4.8/5 on Trustpilot
- A fast-growing team ensuring every transaction is secure, fair, and smooth
You will join a dynamic Consumer Risk team, protecting Alma against fraud while helping merchants and consumers have a reliable experience.
About the role
As a Risk & Fraud Officer, you will be on the front line of fraud prevention at Alma.
Every day, our automated systems flag hundreds of transactions. Your role is to analyze them in depth and make informed decisions: approve, block, or request additional documents.
Daily activities include:
- Reviewing identity scoring results: fake documents, liveness checks
- Investigating alerts triggered by internal fraud rules
- Detecting known fraud patterns emerging after transactions
Your goal: identify high-risk transactions before any default occurs.
This role is based in Lille, with 2 days of remote work per week.
Occasional weekend shifts may be required (approximately twice per quarter).
Key responsibilities
🔍 Investigations & fraud detection
- Conduct thorough investigations of suspicious cases (identity fraud, document fraud, AML/CFT schemes)
- Make informed decisions even with incomplete information
📋 KYC & compliance controls
- Detect fraudulent documents as part of KYC / KYB verification
- Manage PEP and sanctions list checks: identify cases, verify homonyms, ensure timely and high-quality processing
- Perform first-level quality checks (L1) on cases handled by the team
📊 Monitoring & reporting
- Produce reports to identify emerging fraud trends
- Contribute to continuous improvement of control processes
🤝 Cross-team collaboration
- Work closely with Fraud & AML, Customer Operations, and other Alma teams
- Act as the risk contact for consumers throughout the lifecycle of their transactions
About you
You would be a great fit if you:
- Are rigorous and investigative — you follow every case until you understand it
- Can make autonomous decisions using analysis and established procedures
- Have a genuine interest in fraud prevention and fintech
- Are adaptable and resilient — processes and fraud techniques evolve quickly
- Have strong written communication skills in French and English
A first experience in fraud operations, risk management, compliance, or fintech is a plus.
Why join Alma
- Offices in Paris (10th arrondissement) and Lille – Euratechnologies
- Health insurance fully covered for you and your family
- Meal vouchers (Swile)
- Sustainable mobility package
- Regular team events and internal talks
Recruitment process
The process includes:
- Introductory interview with Talent Acquisition
- Online test
- Interview with Team Leads/Experts and case debrief
- Team fit interview with Consumer Risk team members