Senior Credit Analyst (AU Mortgage Experience)
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 1d ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 11d ago
The date the source published, not the day we noticed it (2026-10-22). Last seen at its source 1h ago.
We have tracked this listing since 22 Oct 2026 (11 days). The employer's own board has carried it every time we have read it, most recently 1 hour ago.
Is it remote?
Marked remote on the employer's board
Their board carries a remote setting on this posting — a field they filled in, not wording we read. The location field names somewhere specific, which is usually where the team or the entity sits.
Who may apply?
Philippines
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay A$1,650–2,250/mo
Middle 50% of 17 listings that do state pay — Operations · all levels · Philippines · AUD/month. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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Workable employer's own board first seen 11d ago · last seen 1h ago
The listing
Position: Senior Credit Analyst
Salary: PHP 90,000 - 120,000
Working Hours & Conditions Aligned with Australian hours; full-time (remote)
Holidays: AU Holidays
ABOUT THE COMPANY:
The client is a forward-thinking financial services and mortgage brokerage firm headquartered in Newcastle, New South Wales. Operating with a mission to modernize the lending landscape, the company specializes in providing strategic debt solutions for first-home buyers, seasoned investors, and small business owners across Australia. By leveraging a network of over 60 lenders, they deliver highly personalized expertise in residential mortgages, commercial finance, and asset lending, positioning themselves as a fresh alternative to traditional banking institutions.
OVERVIEW:
You are responsible for structuring, assessing, and submitting loan applications across a wide range of residential lending scenarios. This is not a data-entry role—you are expected to think like a broker and anticipate credit outcomes before submission.
You will work across multiple lenders (including proprietary products), handling deals end-to-end from fact find through to submission and credit support.
RESPONSIBILITIES:
- Analyze borrower scenarios (PAYG, self-employed, complex structures)
- Structure deals across:
- Refinances
- Cash-out / equity release
- Pre-approvals
- Multi-lender / proprietary products
- Basic SMSF lending (low volume)
- Prepare and submit loan applications via Connective
- Complete and manage MIRs (More Information Requests)
- Review supporting documents for completeness and credit strength
- Identify risks and propose alternative structures before submission
- Liaise with lenders, BDMs, and internal stakeholders
- Maintain accurate notes and pipeline in Mercury CRM
Requirements
QUALIFICATIONS:
- 4+ years in Australian mortgage broking / credit analysis
- Strong experience with:
- Complex deals (not just vanilla PAYG)
- Refinance and equity release scenarios
- Pre-approvals and submissions
- Hands-on experience with:
- Connective (non-negotiable)
- Mercury CRM (strongly preferred)
- Solid understanding of lender policies and servicing
WHAT THE CLIENT IS ACTUALLY LOOKING FOR:
- You don’t wait for instructions—you identify issues before they happen
- You can structure deals, not just process them
- You reduce back-and-forth with lenders by getting it right upfront
PREFERRED SKILLS (nice to have):
- SMSF lending exposure
- Experience with non-bank / specialist lenders