Risk Analyst
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 8h ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 10d ago
The date the source published, not the day we noticed it (2026-10-22). Last seen at its source 2h ago.
We have tracked this listing since 22 Oct 2026 (10 days). The employer's own board has carried it every time we have read it, most recently 2 hours ago.
Is it remote?
Marked remote on the employer's board
Their board carries a remote setting on this posting — a field they filled in, not wording we read. The location field names somewhere specific, which is usually where the team or the entity sits.
Who may apply?
Estonia, Spain
The description states no restriction of its own. This is the source's own tag.
Pay
€2,500–2,900/mo
Read out of the job description by us, not from a structured field. Shown in the posting's own currency and period; we never convert.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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Workable employer's own board first seen 10d ago · last seen 2h ago
The listing
🌎 Location: Hybrid in Estonia or remote in Spain
💰 Compensation: 2,500 – 2,900 EUR gross monthly. 30,000 – 34,800 EUR gross annual.
💡About the role:
We’re looking for a Risk Analyst to join Xolo’s group Risk function and operate the first-line controls on our onboarding and monitoring queues — to procedure and to evidenced quality.
Xolo is on a mission to help freelancers do their business across the EU — this will bring challenges that will constantly change and evolve as we figure out best ways to support our clients. You will verify who our clients are, screen them, and review how their accounts are used, escalating anything that doesn’t fit our risk profile to your Risk Lead. No prior AML experience is needed for the role, as we train on site, but accuracy, consistency and sound judgement on when to escalate are essential.
You’ll be part of a growing Risk function, with new analysts joining across onboarding and monitoring and dedicated Risk Leads to supervise, coach and review your work. There is a clear career path ahead with progression assessed on evidenced performance rather than time served, and structured training at every step.
✍️ As a Risk Analyst at Xolo, you will:
- Verify client identity and screen clients against sanctions, PEP and high-risk lists.
- Work an onboarding or alert queue based on our internal procedures and have the ability to identify inefficiencies.
- Carry out customer due diligence and ongoing due diligence, including information requests to clients.
- Close routine clearances and no-action alerts within procedure, and keep a complete record of each decision.
- Escalate suspicion, procedural deviations and high-risk or PEP outcomes to your Risk Lead.
- Take part in structured training in GDPR, AML/CFT, typologies, transaction monitoring and sanctions, and in quarterly cross-training.
🧩 What makes you a great fit?
- Have a bachelor’s degree or higher; economics, finance, accounting, law, or a related field.
- Work accurately under volume, and have the judgement to escalate rather than resolve alone.
- Are comfortable working to a written procedure, with every decision documented and defensible on review.
- Are confident with numbers: you can read a bank statement or an invoice trail and see when turnover, payments and declared activity don’t add up.
- Think logically: you separate fact from assumption, follow the evidence step by step, and reach a conclusion you can explain in writing.
- Write clear, concise case notes in English that another analyst could pick up and act on.
- Bonus: strong spreadsheet skills, or a record in numerical or logical reasoning, such as statistics, data analysis or problem-solving tests.
💭 Why Xolo?
- We invest in your well-being: Choose between health insurance or a sports membership, enjoy a one-time home office setup bonus, and receive a monthly remote work allowance. Plus, you’ll be part of our annual company summer event in Estonia — a chance to connect, recharge, and have fun together.
- A team of Mavericks: We aspire to challenge the norm by encouraging bold thinking and embracing the unconventional. As a member of our team, you’ll have the freedom to take risks, explore new ideas, and challenge the status quo.
- We run like Clockwork: While we champion innovation, we also believe in operational excellence. Our processes are designed to be smart, efficient, and finely tuned.
- Our Big-hearted nature: You’ll work alongside mission-driven individuals who not only bring brilliance to the table but also lead with empathy. We believe that great work is built on strong relationships, and we’re always ready to help, listen, and grow together.
🚀 About Xolo:
At Xolo, we believe solopreneurs deserve better. We've spent the last decade simplifying entrepreneurship - removing bureaucracy, automating admin, and enabling thousands of people across the globe to build and run their businesses on their own terms.
Our pioneering products are designed for freelancers, consultants, and microentrepreneurs who want to focus on their craft - not the paperwork. With more than 100 team members globally, we're building the best possible version of solopreneurship.
📝 Xolo interview process:
Our interview process is designed to ensure a great fit for both you and the company. It typically includes a screening call, an interview with the hiring manager, and a final stage where you’ll meet the team.