Pliant
via Ashby
Credit Risk Manager – US Corporate and SME Clients (m/f/d)
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 1d ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 55d ago
The date the source published, not the day we noticed it (2026-07-22). Last seen at its source 1h ago.
Is it remote?
US (Remote)
That is the location the employer filed this posting under. Quoted as written — we do not re-word the source's own location.
Who may apply?
United States
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay $140.1k–210.4k/yr
Middle 50% of 194 listings that do state pay — Legal & Compliance · all levels · United States · USD/year. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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ashby employer's own board first seen 11d ago · last seen 1h ago
The listing
ABOUT US
Pliant is a modular B2B payments platform that combines commercial card issuing, payment accounts, FX, and spend management in one system — adapting to existing setups rather than requiring customers to replace them.
Businesses across industries such as travel, e-commerce, and insurance use Pliant to manage complex payment workflows with cards, backed by credit lines Pliant underwrites itself.
Fintechs and software platforms embed Pliant's payment infrastructure into their own products, from API-based Cards-as-a-Service to fully white-label solutions. Banks use Pliant's Card & Spend OS, the customer-facing interface, on their own infrastructure to run card programs.
Founded in 2020 and headquartered in Berlin, Pliant serves 5,000+ businesses and 40+ partners across Europe and the United States. A principal member of Visa and Mastercard, Pliant issues commercial cards in 13 currencies across 32 countries — under its own European e-money license and with licensed partners in the UK and US.
Learn more at www.getpliant.com
ABOUT THE ROLE
As Credit Risk Manager you are responsible for credit risk assessment of our US and SME and corporate clients. In addition to case processing, you will be involved in continuously improving our standards, documentation and tech stack.
You will work closely with James, our CRO, and colleagues from Sales, Legal, Operations, Product, Data and Risk teams.
WHAT YOU’LL DO
Your daily tasks include:
Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.
Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude.
Credit decision: Decide on limit requests of our customers within your delegated authority and help us build and maintain a performing loan book.
Innovation: You get to the heart of complex operational workflows and systems. You understand how to systematize business problems and design smart solutions. You will help us building scalable yet compliant straight-through processes, including the utilization of AI capabilities.
Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results.
WHAT YOU’LL BRING
Minimum 4 years of operational experience in credit risk assessment for US corporate or SME customers from a bank or fintech.
Strong knowledge of accounting principles and industry-specific financial analysis. CFA or similar qualifications are a strong plus.
Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions.
Experience with tools used for loan processing, credit decisioning, and BI, open banking or accounting.
Project management skills and demonstrated ability to design and steer complex projects end to end.
Determination and desire to work in a team to achieve high-quality results for our customers, even under stress.
Fluent English with very good writing skills. Other European languages are a plus.
WHAT WE OFFER
The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
Attractive remuneration and benefits package
Flat hierarchy and transparent communication in a relaxed, professional atmosphere
Opportunity to develop your talent in a dynamic team with ambitious goals
Flexibility and possibility to work remotely
Pliant Card with monthly credit to explore the product and enjoy food with colleagues
Pliant is an equal opportunity employer. We welcome applications from people of all backgrounds, identities and abilities, and are committed to an inclusive hiring process. If you need any accommodations during the interview process, please let us know.
At Pliant we use the Ashby AI Criteria to assist with looking over resumes against our job qualifications for this role. All final decisions are made by our Talent Team and Hiring Team.
A human is behind these processes. Ashby does not automatically reject candidates or make final hiring decisions. Our teams review all results and make the final hiring decision with every candidate that applies.