Head of Risk
This is the employer's own posting, not a copy on a job board.
What we know
Is it still open?
Confirmed still open
Last checked 1d ago — checked against the employer's own applicant tracking system, which is the company answering directly.
We re-read the employer's own applicant tracking system and the posting was still there. That is the company answering directly.
How old is it?
Posted 1d ago
The date the source published, not the day we noticed it (2026-10-12). Last seen at its source 1h ago.
We have tracked this listing since 12 Oct 2026 (1 days). The employer's own board has carried it every time we have read it, most recently 1 hour ago.
Is it remote?
Remote - Slovakia, Remote — Romania
That is the location the employer filed this posting under. Quoted as written — we do not re-word the source's own location.
Who may apply?
Europe, Serbia, Poland, Georgia, Slovakia, Romania, Lithuania, Latvia, Ukraine, Estonia, Slovenia
The description states no restriction of its own. This is the source's own tag.
Pay not stated
Similar roles pay $91.2k–162.5k/yr
Middle 50% of 15 listings that do state pay — Legal & Compliance · all levels · Europe · USD/year. This employer has published no salary; this is what comparable listings we hold disclose, never converted between currencies or periods. How this is calculated.
Skills named in the ad
Recognised terms only, from a fixed vocabulary — this is what CV matching compares against.
Carried by 1 source
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Ashby employer's own board first seen 1d ago · last seen 1h ago
The listing
Remote | Europe (CET/EET ±2h) | B2B Contract | Reports to the CEO
About the company
Our client is an established, profitable fintech operating at the intersection of crypto and traditional payments. It runs a consumer on/off-ramp platform and a fast-growing B2B infrastructure business: APIs and white-label solutions that let exchanges, neobanks, PSPs, wallets and other platforms embed regulated crypto and fiat services. The company is authorised under MiCA and PSD2 in the EU and is actively expanding its licence footprint, including e-money authorisations in Europe and the UK. The culture is owner-led, high-ownership and low-bureaucracy: decisions are made quickly and close to the founders.
About the role
This is a senior, hands-on leadership role. You will be the company’s Head of Risk, a member of the leadership team reporting directly to the CEO. The function starts as a one-person department and may grow as it matures. A foundation already exists: a risk register, risk appetite statement, DORA vendor risk work, and governance drafts. Your mission is to turn it into a proactive, decision-oriented risk function. That means bringing risk to leadership before it becomes a problem, and being a fast, credible partner to the commercial and product teams rather than a bottleneck.
What you will own
Enterprise risk framework: risk taxonomy, risk appetite and tolerances, risk register, escalation policy and the three-lines-of-defence model.
Risk reporting: regular risk dashboards for the CEO and leadership, board/committee reporting, and risk-related regulatory reporting.
DORA: ICT risk management, incident classification and reporting, third-party ICT risk and the Register of Information, with a hard regulatory deadline ahead.
Licensing: operational risk, capital adequacy, liquidity and safeguarding frameworks for new e-money authorisations in parallel jurisdictions.
B2B partner and counterparty risk: onboarding risk scoring, risk-tiered monitoring, risk sign-off on material partnerships, and concentration risk.
Financial and market risk, jointly with Finance: crypto price exposure, settlement and liquidity risk, counterparty exposure to liquidity providers and banking partners, and capital adequacy monitoring.
Operational resilience: business continuity, disaster recovery, vendor risk and major incident reporting.
Fraud risk appetite: acceptable loss rates by channel, product and geography, unified across the teams that currently share it.
Product risk: risk assessment and launch gating for new products and markets, involved early rather than at the finish line.
Risk governance and culture: running the risk committee and building risk ownership across business units.
What we are looking for
8-10+ years in financial services or fintech risk, including at least 3–4 years at a senior risk leadership level (Head of Risk, VP Risk, or equivalent). A CRO title is not required, but ownership at that level is.
Direct experience in a regulated fintech, payment institution, EMI, PSP, or crypto business. Comfort with pace and lean structures is essential.
Hands-on experience with at least one of: DORA ICT risk, MiCA (CASP) risk requirements, or PSD2 payment institution operational and security risk. UK FCA operational resilience experience is a strong equivalent.
A clear track record of owning risk outcomes, not only advising on them.
The ability to give a clear risk position and recommendation under incomplete information, and to hold that position under pressure from senior stakeholders.
The ability to communicate risk in business language, in terms of impact, cost and options.
Fluent professional English.
Nice to have
Previous Head of Risk / CRO role at a regulated fintech, EMI, PSP or crypto company.
Experience building a risk function from scratch in a scaling business.
Experience with crypto custody risk, MiCA capital requirements, or Travel Rule implementation.
Third-party / vendor risk management at scale, especially in B2B or embedded-finance models.
Experience chairing a risk committee or reporting to a board.
FRM, PRM, or a comparable qualification.
Russian language.
What’s on offer
A seat on the leadership team and direct access to the founders.
Real ownership: you shape the risk function and its role in the business.
A remote-first setup, with periodic in-person time at the European HQ.
Long-term B2B contract with performance- and OKR-linked bonus.
20 paid working days off per year, paid sick leave, health insurance, a professional development budget, and team events.